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Guangdong Loan's Advantages vs Bank Property Loan's Advantages
  • Guangdong Loan's Advantages
  • Previous loan records will not affect final decision
  • Free admission free, free valuation free
  • Approval period only require 1 working day
  • Special high limits
  • General Bank Loan's Conditions
  • Previous loan records will affect final decision
  • Request on good condition of previous loan records
  • Admission fee 1-2% apply for borrower
  • Approval time is a minimum of 1-2 months
  • Need to provide Financial reports of Corporate Bus
  • Low limits
How long will be the repayment period?
10 years.
How long does it take for approval via phone call?
Takes one working day.
Any additional admission or valuation fee is required?
Free of any admission or valuation fee.
What documents need to be prepared for loan application?
•Hong Kong Identity Card
•Recent 3 months of salary proof documents
•Latest residential proof
•There might be asked by Guangdong Finance to provide the related documents
If can still apply for loan for those aged over 60 years?
Yes, can.
Deed of assignment can be used for loan application?
Yes, can.
Any possibility can be sold property during the loan period?
Yes, can.
Most comment issues are encountered during loan application:
•Clear your card debts
•Home renovation or maintenance fee
•Business development
•Unexpectedly request of cash etc.

Enquiry please phone to 2126 7103 / 628 628 36

Address | Rm2015, 20/F, China Merchants Tower, Shun Tak Centre, 168-200 Connaught Road, Central, Hong Kong

Tel | +852 2126 7103/+852 6286 2836

Fax | +852 2311 7400

Email |

License No. | 1360/2018

Number of Licensed Money Lenders Associate Limited | 100

Warning : You have to repay your loans. Don't pay any intermediaries.

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